The purpose of MarvaSmith.com is to encourage you to thrive in every area of your life.

We do this by sharing encouraging words and resources we think you will find helpful.

By visiting MarvaSmith.com you are consenting to our Terms of Use.

Disclosure Policy

This website is a personal blog written and edited by me, Marva Smith. For questions about this website, please contact Marva {at} MarvaSmith {dot} com.

Affiliate links

There are a number of costs associated with running a website – costs such as website hosting, email service and domain name registration. Sometimes when you click on a link and make a purchase through a link on our site, we might receive a small compensation for sharing the resource with you. Know that we only share affiliate resources that we know and trust and that we think will bless you. We will always disclose which links are affiliate links so that you can make an informed decision before clicking.

Any resource that we choose to share with you is weighed carefully to ensure that it is a good fit for the community that we seek to create here. Sponsored content, advertisements or affiliate products must comply with the principles we hold as a faith-based site.

Some of our affiliate partners include:

• Amazon – MarvaSmith.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com
• Ultimate Bundles
• Chrystal Paine 
• Arabah Joy

Sponsorships and advertisements

This website accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation.

This website abides by word of mouth marketing standards. We believe in honesty of relationship, opinion and identity. The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post will be clearly identified as paid or sponsored content.

The owner of this website is compensated to provide opinion on products, services, websites and various other topics. Even though the owner of this blog receives compensation for our posts or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely the bloggers’ own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

This website does not contain any content which might present a conflict of interest.

Products for sale

We also create, promote and sell digital products related to the content on this site. All of these products are hosted on third-party sites such as Gumroad. This provides an additional level of safety and security of your personal details and payment information.

Purchase of products through third-party sites requires that you read and agree to their terms of use — that is your responsibility solely.

Due to the immediate delivery of digital products, refunds are not possible, unless otherwise stated. However, because your satisfaction is important to us, we would like to know if you are dissatisfied with a purchase for any reason, and would welcome your feedback.

We value the trust that you put in us by visiting and using this site and will not do anything to jeopardize your trust.

Web Site Terms and Conditions of Use

1. Terms

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

1. Use License

Permission is granted to temporarily download one copy of the materials on MarvaSmith.com’s web site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• modify or copy the materials;
• use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
• attempt to decompile or reverse engineer any software contained on MarvaSmith.com’s site;
• remove any copyright or other proprietary notations from the materials; or
• transfer the materials to another person or “mirror” the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by MarvaSmith.com at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

1. Disclaimer

The materials on MarvaSmith.com’s web site are provided “as is”. MarvaSmith.com makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, MarvaSmith.com does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

1. Limitations

In no event shall MarvaSmith.com or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on MarvaSmith.com’s Internet site, even if MarvaSmith.com or a MarvaSmith.com authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

1. Revisions and Errata

The materials appearing on MarvaSmith.com’s web site could include technical, typographical, or photographic errors. MarvaSmith.com does not warrant that any of the materials on its web site are accurate, complete, or current. MarvaSmith.com may make changes to the materials contained on its web site at any time without notice. MarvaSmith.com does not, however, make any commitment to update the materials.

1. Links

MarvaSmith.com has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by MarvaSmith.com of the site. Use of any such linked web site is at the user’s own risk.

1. Site Terms of Use Modifications

MarvaSmith.com may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

1. Governing Law

Any claim relating to MarvaSmith.com’s web site shall be governed by the laws of the Virgin Islands without regard to its conflict of law provisions.

General Terms and Conditions applicable to Use of a Web Site.

Privacy Policy

We respect and honor your privacy and will not take the information you share with us lightly. In fact, your privacy is so important to us that we’ve create a separate Privacy Policy which you can read here.

Created November 2019